Fortune Insurance Brokers Pty Ltd, ABN 88 619 170 268 is an Authorised Representative of Sphere Insurance Group AFSL 478959, ASIC No. 1273469. The advice on this website is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances” ). Before using this advice to decide whether to purchase the insurance policy, you should consider your personal circumstances and the relevant Product Disclosure Statement.